Fire Insurance

Fire Insurance protects you from any loss arising out of damages to your property because of:

• Fire
• Lightning
• Explosion / Implosion
• Impact Damage
• Aircraft Impact
• Bursting / Overflowing Of Water Tanks / Pipes / Apparatus
• Sprinkler Leakage
• Storm
• Cyclone/ Typhoon/Hurricane/ Tempest/ Tornado
• Flood
• Inundation
• Subsidence
• Landslide (Including Rock Slide)
• Riots, Strikes
• Malicious Damage
• Missile Testing Operations​

It covers expenses related to:

• Actual loss of goods due to fire
• Additional living expenses due to damage to personal property
• Loss to adjacent building or property due to fire in the insured building
• Compensation paid to fire fighters

Additionally, there are options to insure Earthquake and Terrorism risks and a host of extensions including Insurance of rent.

Fire Insurance also helps you cover Consequential Loss: loss of profits of a business due to reduction in the turnover caused by a loss or damage that is covered in the Standard Fire Policy.